How to Inspect a Used Car

Before signing your financing papers, it is imperative that you are happy with the car you are getting. The buying process encompasses finding the right car, test driving it and figuring out how to pay for the vehicle. One key aspect of purchasing used cars is running a thorough inspection to be sure you are satisfied with the quality of the vehicle.

One of the first steps is to obtain a vehicle history report from us. This will clue you in to any accidents in which the car was involved as well as the repairs that were made. The more comprehensive these reports are, the better you may feel about buying a used car.

Before you take the car for a test drive, conduct a visual inspection. Look over the vehicle’s paint job and feel free to note any imperfections. Some vehicles are sold as-is, but many times, we can work with customers to get the car into prime shape. Note that the tires should be properly inflated and headlights and taillights should be intact and working properly.

Get in and out of the car multiple times to assess your comfort level with the height of the seat. You should also test out all of the vehicle’s systems, such as the heat and the air conditioning. Turn on the stereo and any other amenities such as a GPS system to ensure they are all working properly. When you start the car, note that it should start smoothly and easily.

Buying used cars can be a pleasant experience if you work with the right dealership and know what to look for in the vehicle. We want to ensure customer satisfaction, which is why we allow you plenty of time to inspect the car. Make sure all the vehicle’s systems are working properly and that you have an accident report for the car. Taking these measures will mean you can drive off the lot a happy, satisfied customer.

Avoid Getting Stuck With a Lemon by Getting Regular Used Car Service

If you are looking into purchasing a vehicle, there are some important steps you should take in order to help you avoid getting stuck with a car that will require costly repairs in order to run properly. If you already have a car of your own, there are also things that you can do in order to prevent it from becoming a money pit in the future. Whichever situation you find yourself in, used car service through a dealership is one important way to keep you safely on the road for miles to come.

If you are shopping for a vehicle, one important thing to do is to look for a reputable dealer in your area. They will have a large quantity of cars, trucks, SUVs and vans in stock, and will help you find just the right fit for your lifestyle. Because they do see a larger volume of inventory on a regular basis, they have more ability to pick and choose which vehicles to buy and sell. They can also perform used car service and maintenance on the ones they do purchase. These things help to ensure that you will drive away in a quality automobile that fits your needs and your budget.

Those who already own vehicles can also benefit from the services offered at a trustworthy dealership. The licensed and experienced mechanics work with all types of vehicles, and are therefore likely to feel quite comfortable working with yours. They can recommend services that will help keep your engine running smoothly and safely.

No matter your situation, it is important to take the necessary steps to maintain your current or future vehicle. Major repairs are not only costly, but can really disrupt your life and cause major stress. While it is impossible to completely prevent all malfunctions, getting proper used car service and maintenance on a regular basis can definitely make a difference.

Be sure to turn to the professionals at a trustworthy auto dealership to help you enjoy the peace of mind that comes from driving a reliable vehicle.

The Importance of Patience when Looking to Purchase a Used Car

If you’re on the lookout for a used car, you probably know about all the things you’ll need to think about in order to make your purchase worthwhile. While buying a car can definitely be an emotional experience, it’s certainly not a situation where your emotions need to rule the day. Keeping a level head and staying patient are very important things when you purchase a new car, as they can be the difference between finding a car that you kind of like and finding one that you absolutely love. It can also play a major role in the reliability of the car that you find.

Researching your options before you head to shop can help you in this regard. Here are some of the reasons research is important when you’re in the market to buy a used car.

When you’re looking for a used car, you’ll want to make sure that the one you choose will last you. Whether you know a lot about cars or not, anyone can do basic online research to read about different models of cars. Reading about the overall reliability of a car will help you avoid buying one that won’t last very long. In today’s day and age, with the internet being more prevalent than it’s ever been, and growing by the minute in the amount of information you’re able to consume in a short amount of time, there’s no excuse for not doing your homework on your options for different car models.

You’ll also want to look into your options for dealers in your area that sell used cars. It’s a good idea to go to as many dealers as possible so you can test drive different models, as well as get information that may help you gain some leverage in the eventual negotiations.

Financing is an important step in the purchase of a used car, and we can help you with that. Please visit us today to find out what we can do for you!

Get Yourself Financed Today

If you’ve recently found yourself without a ride, you know how tough it can be to get yourself from point A to point B these days. Whether you lost your license, had to sell your car because the payments were too high, declared bankruptcy in the past, or had other financial trouble in the recent past, times can be tough for anyone—and often without warning.

Unfortunately, without personal transportation, it can be exponentially tougher to get back on your feet and start moving your life forward again. Simply getting to job interviews on time can often require planning, or hoping that your public transportation or ride shows up on time. Depending on the area where your new potential job is located, public transportation may not be convenient, making you have to walk a significant distance to arrive. If physical limitations prevent you from making this walk possible, you may be limiting your potential for earning much needed income.

For these reasons and many others, even if you have poor credit, you should look into obtaining auto financing. Bad credit auto loans do indeed exist, if you know where to look. In fact, our dealership actually specialize in bad credit car loans. We work with a large network of banks and other lenders who are more flexible with their borrower requirements, which means they often provide a higher chance of getting your loan application approved at a lower rate.

If you are feeling embarrassed or nervous about applying for car financing with bad credit, don’t feel that way. When you come to a car dealership that specializes in getting those with less-than-perfect credit approved, understand that this is what the team of sales representatives, loan managers, and support staff do for a living day in and day out. They understand that nobody is perfect, and sometimes people wind up with bad credit through absolutely no fault of their own. Nobody should have to take the bus all the time or rely on friends or family for a ride. Come get yourself financed today.

Save Money and Buy a Used Car

When you are looking to buy a new vehicle for yourself, you are going to have to make a lot of decisions. There are many different angles that have to be covered in regards to your future ride. If money is a concern of yours, then you might be doing yourself a favor by opting to buy used cars. There are plenty of reasons that this is a more sound financial decision for you to make in the long run.

Immediate Savings

Right off the bat, you are going to save money when you opt to buy a vehicle that is used. This is because cars that have been driven already depreciate in value almost immediately. When you are looking into the various options that you have, you will notice that used options are always more affordable than others. This can be a great way to inspire your purchase, but there are other ways used cars allow you to save.

Insurance Savings

Insuring your vehicle is also a lot more cost effective when it is used. Insurance companies tend to put lower costs on vehicles that have already seen time on the road. This means that you will also wind up saving money over time. Your insurance will be at a place that makes you feel happy, and you will not have to worry about forking over a small fortune every month just to stay on the road.

Resale Value

Though cars tend to depreciate in value as soon as they are driven off the lot, the decline tends to slow down at a certain point. This means, if you are purchasing used cars for your needs, you will not have to worry about your vehicle losing immense amounts of value anytime soon. The loss is slow at a certain point, allowing you the option of selling your car for a fair price when the time comes.

Benefits of Buying a Used Car from a Dealership

Are you in the market for a used car? Do you know that dealerships are the better choice over private party sales for used cars? I’m here to help you understand why you need to buy from our dealership instead of buying through a private party.

The bottom line when it comes to buying a used vehicle is that it can be a complicated process. With a private seller, you are in charge of everything. You have to handle all the paperwork involved and deal with the financing yourself. Additionally, when you buy from a private party, you usually only have one vehicle from which to choose. If you don’t like it, then you have to go out searching again, which can take a lot of time. I know I wouldn’t want to waste time driving all over to look at one car at a time.

Our dealership will help you through the process of choosing and buying a vehicle. We offer a wide range of vehicles, so you aren’t limited to just one option. We also help you complete any paperwork and ensure it is filed properly. Not to mention, that we have experience with financing, so we may be able to get you financed quicker than you could on your own and with better terms. Perhaps the best benefit of working with us is that we will begin to build a solid relationship. This is so important because at some point in the future, you will be in the market for a car again. So when you are ready to buy a different car in the future, you can trust in us to help you find the right one.

So, if you are thinking about buying a car, save yourself time and avoid the hassle by coming to our dealership. We will help you find the right car quickly and give you a great deal on it.

Getting Fast Car Loans for Bad Credit

Why does it seem like financial disasters always come all at once? You maxed out your credit card, missed your mortgage payment, and now your car breaks down. You don’t have any public transportation worth using in your area, and you absolutely need a car right now. You’re in need of bad credit car loans, and you need them fast.

Don’t despair – local dealerships like ours are here to help. We’ve seen the direst of financial situations, and we still managed to help our customers get their much-needed vehicles. Unlike more traditional lenders, we have the patience and the empathy necessary to work out a solution to a tricky situation. For one thing, we know how much people rely on their cars. For another, we’ve seen how quickly people can get their finances back on track when they’ve got a vehicle they truly can rely on. We have plenty of options for immediate bad credit car loans no matter what your credit history currently looks like.

We pride ourselves on being experts in auto financing. When we help someone get out of a particularly difficult situation, we make a note of what we (and the customer) did to fix things. Only dealerships like ours are capable of amassing such a wealth of knowledge, since we’re the only businesses that really give it a try. Traditional lenders like banks typically just pass the buck.

So if you’re looking for bad credit car loans and you need them fast, come straight to us. We’ll have you fill out a quick and easy application and then you can take a look at the cars. In many cases, customers are able to set terms that are easy for them to pay off and they can get the car of their choice. We want to take the stress of at least one financial hassle off your hands so that you can focus on paying the bills with ease.

What to Know About Buying a Car in Canada

A car is a major purchase. Unless you have thousands of dollars lying around, chances are you’ll need to borrow money. Car loans are a viable option for buying all kinds of vehicles. By understanding different aspects of the car buying process, you can get the right auto for your needs.

Car Loan

A car loan is financing used for purchasing a vehicle. There are many institutions offering this funding option. For example, many auto dealers offer in-house financing for their customers. You can finance up to the maximum cost of the car. Working with dealership, is a convenient way of borrowing funds and buying your dream car all in one place.

Payments

Car loans are generally paid in full within three to six years. You have the option of making bi-weekly or monthly payments. Consider making a substantial down payment. It’s the easiest way of lowering your payouts.

Budget

There are so many automobile brands, makes and models. How do you know what car is best for you? Research costs associated with the vehicle. Consider things such as insurance, fuel consumption, maintenance and parts. You can find this information online.

Test Drive

Test drive the cars that interest you. Compare things such as handling, steering, braking, comfort and smoothness of the ride. Getting behind the wheel helps you make the right choice.

Used Car

There are many advantages to purchasing a pre-owned vehicle. Typically, these autos undergo extensive bumper-to-bumper inspections. In many cases, late model cars are equipped with the latest modern technology and features. It’s a budget-friendly approach to buying a high-quality, reliable vehicle.

Getting around in Canada is a lot easier when you have your own vehicle. The good news is you don’t have to break the bank to do it. With a little upfront leg work, you can obtain a loan and drive off our lot in your dream car.

Understanding The Basics of Car Loans

It can be difficult to understand loans and the process of obtaining them, but we are happy to help to answer all your questions. Even if you have bad credit, we believe that should not discount you from purchasing a car. We work directly with you to ensure you receive competitive loan terms and rates.

Paying Off Your Loan Faster

Paying off your loan faster can be advantageous and there are a few ways to do so. One way is to round up you payments at the end of each month. This simple step can have your car paid off quicker without breaking the bank. Other simple steps to take include shortening your loan or putting more money down initially. This can even lead to lower interest rate because it shows you are less of a risk than your credit entails and dedicated to paying back your loan.

Grasping The Terms

Understanding the terms of your loan agreement including how long and how large each payment is are two factors we can explain and evaluate with you. Opting for a shorter term allows you to pay off your car in a timely manner, but your payments will most likely be larger. If you would rather make small payments over an extended period of time, you can opt for a longer term agreement. Both your loan term and interest rates effect your monthly payments. Your APR also comes into play which is effected by a variety of factors and it includes the interest rate charged on the amount you borrow for the car and any other fees associated with the loan.

We know all the options can make it difficult so we work alongside you to seek out a car that fits your needs and budget. Bad credit car loans are obtainable and our tips and tricks can help you pay off your car quickly.

What You Need To Know About Interest Rates For Used Cars

What you need to know about interest rates and what you want to know might be at two different ends of the spectrum. Still, when you’re shopping for a used car in the Langley area, there are some basic pointers you will want to keep in mind to help the car buying process go smoothly. Interest rates can vary based on countless variables, so being armed with as much information about your situation as possible will be helpful.

First, you will want to have a good idea of what your credit rating, or credit score is. This is the first thing any lender will look at when determining credit worthiness, down payment, and interest rate. Many people don’t realize the impact an interest rate can have on car payments and the bottom line. In fact, some are so excited to get into a vehicle, and have no idea what their credit standing is, that they are practically willing to pay any interest rate. Set yourself up for a successful buying experience and know before you go.

Surprisingly, geography plays a significant role with interest rates as well. Get a feel for your local economy and lending situation by doing a little more research on the web or speaking with a local car dealership like us at Pioneer Motors Langley .

It should go without saying that your ability to prove income or your ability to repay the car loan will also have an impact on what interest rate you receive. There was a time when self-employed individuals, contractors, artists, online retailers, etc. would have to struggle to find financing. Those days are passed us and there are financing options for practically any scenario. Be sure to have bank statements, pay stubs, reward letters, or some other proof of the income you plan to claim.

There could be a number of factors that impact the actual interest rate you receive. Some factors you can control, and some you can’t. The important thing to remember is to do your research and know where you stand. Then, consult with our finance team to learn what you need to know about interest rates with them. The more information you have, the better the decision you will be able to make.